Info & disclaimers

Effective 17 August 2026

Who runs this service

SME44 is a trading name of Rajoka Limited. Rajoka Limited is registered in England & Wales, company number 12069067. Registered office: 64b Yardley Green Road, Birmingham, B9 5QE, United Kingdom. Contact: [email protected]. Privacy matters: [email protected]. See also the terms of service and privacy notice.

Where the data comes from

Every figure on SME44 is drawn from a public register. Company facts, ownership and charges come from Companies House. Premises come from HM Land Registry's Commercial and Corporate Ownership Data. Licences come from the Traffic Commissioners (goods vehicle operator licences), the Environment Agency (waste carriers, permitted waste sites, scrap metal dealers and end-of-life vehicle sites), the Care Quality Commission, Ofsted, the Food Standards Agency and the Home Office register of licensed sponsors.

Each register is re-checked on its own schedule, because each publisher updates on its own: the operator licence exports are weekly, the Environment Agency registers roughly weekly, the Food Standards Agency monthly, Ofsted quarterly, and the Care Quality Commission continuously. Every report shows when the data behind it was last built.

Information produced by HM Land Registry. © Crown copyright 2026. Contains HM Land Registry data © Crown copyright and database right 2026. Contains public sector information from Companies House, the Driver and Vehicle Standards Agency and the Traffic Commissioners, the Environment Agency, Ofsted and the Food Standards Agency, licensed under the Open Government Licence v3.0. Contains Environment Agency information © Environment Agency and/or database right. Care Quality Commission data is used under the terms of its syndication licence.

What we promise, and what we do not

Read this before you rely on anything shown on SME44. It is written plainly on purpose. If you buy a report, you buy it on these terms.

1. What you may not do with the data

You may not use data from this service for direct marketing, including unsolicited offers to purchase a business or its premises. This restriction comes from HM Land Registry's data licences. It binds you as it binds us, and it is a condition of the terms, not a request. Accounts that breach it are closed.

2. We publish records, not conclusions

A report contains entries from public registers, reproduced as the registers state them, with their source and date. That is the entire product. We add no opinion about any site, any company or any person, and nothing on this service is advice of any kind: not legal, not financial, not investment, not professional. We are not estate agents, solicitors, surveyors or insolvency practitioners. We take no commission, negotiate nothing, and introduce no one: SME44 is a data publisher, not an intermediary. Any decision you make, and every penny you spend acting on it, is yours alone.

3. The registers themselves contain errors and delays

Public registers are maintained by other people. They contain mistakes, omissions and entries that lag reality, sometimes by weeks. We reproduce what a register said when we last checked it, and we tell you when that was. We do not warrant that any entry is accurate, complete or current, and a fact can change the day after we checked it. If a register is wrong, the register is where it gets corrected, not here.

4. There is no score, and that is deliberate

SME44 does not rate, rank or grade any company. It shows register facts and lets you filter on them, and results are ordered by the age of the oldest person with significant control, which is a fact rather than a judgement. We have no data on completed transactions to fit a propensity model against, so we do not publish one.

Nothing here is a probability, a valuation, or a prediction that anything will happen. No owner shown on this service has told us, or anyone, that they wish to sell. An old controlling person and a company that owns its premises are facts about a register, not evidence of an intention.

5. “Premises traceable” is a lead, not proof of ownership

Where a company is itself the registered proprietor at HM Land Registry, we say so and the match is on company number. Everything else is weaker. Owner-managers commonly hold trading premises in a pension scheme or a separate property company, so we also match a licensed site's postcode against titles at that postcode and check whether the proprietor looks related — a pension trustee company, or a name that shares a distinctive word with the operator.

A postcode covers several properties. Those matches are labelled on the report as leads to verify, and roughly half of an earlier, looser version of this matching was wrong before we tightened it. Buy the title from GOV.UK before you rely on who owns a site.

6. Charges, constraints and matches have limits, and we state them

Charges shown are registered against the owning company at Companies House. They are not a record of charges secured on the title. Planning constraints are checked at the postcode centroid against the national register; "not within" means not in that register at that point, never that a site is unconstrained, and planning history is not checked at all. Where an owner could be matched only by company name, the report says so; different companies can share a name. Every one of these limits is stated in the report itself. Reading past a stated limit does not transfer its consequences to us.

7. A report is a 24-hour snapshot, by design

The registers behind a report are re-checked every day, so an opened report stays open for 24 hours and then closes. This is deliberate: a report left open indefinitely would end up showing entries the registers no longer hold, and we will not serve stale data as if it were current. The 24-hour window is stated before you buy. Buying a report is accepting it.

8. Refunds, when payment is enabled

A report is digital content, delivered in full the moment it opens. Once you open a report, you have received everything you paid for, and we do not refund opened reports. If you are a consumer, you will be asked at checkout to consent to immediate delivery and to acknowledge that opening the report ends your 14-day cancellation right. That is the express mechanism the Consumer Contracts Regulations 2013 provide, and we use it. Unused, unopened credits within their stated validity period are a different matter: ask us. A report that is faulty, meaning one that fails to display or does not contain what the pricing page says a report contains, will be re-supplied or refunded, as the Consumer Rights Act 2015 requires. Nothing on this page reduces your statutory rights; disappointment with what a register lawfully records is not a fault in the report.

9. Verify before you act

Before making any commitment on any site, whether an offer, an option, a survey or anything else, confirm title, boundaries, access, charges and planning with the source registers and with regulated professionals: a RICS surveyor, an SRA-regulated solicitor, or an accredited land agent. A SME44 report is a starting point for that work. It is not a substitute for it, and we accept no liability for losses caused by treating it as one.